Shrap for independents

Shrap makes accepting cash more convenient and affordable.

More than 10,000 cash transactions per month? Find out more about Shrap for enterprise

We support the future of cash.

Most business owners want to continue accepting cash. But with bank branches closing and fees rising, many are being pushed to go card-only.

We offer another way: you continue to take banknotes, and we take care of the coins. With Shrap, you always have correct change - even if you don't have access to a bank branch.

Shrap makes it simple to manage your cash float

Cash, simplified

Continue accepting cash, without the need for a coin float.

When a customer pays with cash, you can issue change, for free, onto a receipt, smartphone or Shrap card.

Change that your customers collect can be used to pay you for small purchases. You can receive payments of up to £10 , for free, on Shrap.

Simple and fee-free

Register with Shrap, top up your float... and don't worry about the change.

When you receive cash, use the app or EPOS to issue change
Each customer has a unique Shrap barcode, which you scan…
…enter the amount of change to give, and send instantly
The customer can use their change to make future purchases
Use Shrap for fee-free payments

No strings

Other may say it, but we actually mean it. No commitments, no nasty surprises. The standard service is totally free.

Take a look at our transparent fee structure here.

Shrap business accounts are fee-free

Privacy first

We are strong supporters of cash and the privacy that it offers.

We will never collect any data on who you are transacting with, or why.

Find out more about who we are, and why we do this, here.

It is easy for your customers to start using Shrap

Easy adoption

It's easy to get your customers started on Shrap.

Simply issue change onto a receipt or Shrap card, and your customer will be able to use it to pay you (or any other business) for a future purchase, or deposit their money to a bank account.

The service is free and anonymous.

Shrap business accounts are fee-free

Charities don't lose out

With Shrap, it's easy for charities to collect donations for free - without the hassle of managing a network of collection tins and dealing with the coins.

Find out more about how Shrap works with charities here.

Ready to get started?

No account fees, no commitment. You can use Shrap as frequently - or infrequently - as you like, and withdraw your balance at any time. Quick, easy and free to sign up.

Still not sure?

Read a case study from one of the many independent business owners who have already adopted Shrap.

Case study: independent café

Without easy access to a bank branch, managing a coin float is increasingly problematic. “It’s very costly and time-consuming,” says Rhonda, owner of independent café Home Sweet Home. 

The business is small but popular, serving anywhere from 50 - 100 customers per day, including regular locals and visitors from outside the area.

Home Sweet Home, Northern Ireland

Cash remains a popular payment method, with around 60% of transactions made in cash.

“Our community supports one another, supports independent businesses, and cash is very important here” says Rhonda. 

“Shrap is a perfect fit for us because it makes it easy and affordable to keep accepting cash - the important bits of cash that people actually use - without depending on bank branches, which seem to be closing down everywhere.”

Home Sweet Home uses Shrap’s smartphone app to issue change and receive payments. 

Since adopting Shrap, Home Sweet Home has reduced its requirement for physical coin by over 60%, and Rhonda hopes to be able to use Shrap to issue change to (and receive payments from) all of her customers.

“It’s also great that me and my staff can receive tips through Shrap. It saves us having to deal with the coins at all."